Kane County property record for 693 Luda St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,280 sqft · built 1962 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jan 2021) |
| Tax Bill | $5,747 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-481-013 |
| Primary APN | 06-01-481-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,184 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 693 LUDA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARSIDE ADDN LOT 1 BLOCK 3 |
| Legal Subdivision | CEDARSIDE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-01-481-013
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 693 LUDA ST, ELGIN, IL 60120-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Feb 18, 1998 · Amount on Record |
| Deed Document Number | 20217149 |
| Prior Transfer Date | Dec 21, 2000 |
| Prior Transfer Doc | 0000004039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 27, 2021 |
| Property Address | 693 LUDA ST, ELGIN, IL 60120-2230 |
| Document Number | 0000007149 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2021K007149 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 693 LUDA ST, 693, ELGIN, IL 60120-2230 |
| Name | Verified Name |
|---|---|
| Address | 693 LUDA ST, ELGIN, IL 60120-2230 |
| Document Number | 0000007150 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021K007150 |
| Name | SILVERCREEK FINANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,747.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $76,756 (+21.39%) Land $15,647 Building $61,109 | $230,360 (+21.44%) Land $46,960 Building $183,400 | |
| 2022 | $4,962.00 (+4.73%) Homeowner's exemption | $63,229 (+6.96%) Land $12,890 Building $50,339 | $189,687 (+6.96%) Land $38,670 Building $151,017 |
| 2021 | $4,738.00 Homeowner's exemption | $59,114 Land $12,051 Building $47,063 | $177,342 Land $36,153 Building $141,189 |
Source: FEMA National Flood Hazard Layer, Kane County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 616 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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