Kane County property record for 680 Luda St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Jan 2003) |
| Tax Bill | $3,194 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-480-021 |
| Primary APN | 06-01-480-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 680 LUDA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARSIDE ADDN EXCEPT WESTERLY 5 FT LOT 22 BLOCK 2 |
| Legal Subdivision | CEDARSIDE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 LUDA ST, ELGIN, IL 60120-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2003 · Amount on Record |
| Deed Sale | Jan 6, 2003 · Amount on Record |
| Prior Sale | Nov 5, 1997 · Amount on Record |
| Deed Document Number | 20031923 |
| Last Transfer Date | Jun 20, 2003 |
| Transfer Doc | 0000141428 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,194.00 (+15.68%) Homeowner's exemption | $49,878 (+8.57%) Land $13,736 Building $36,142 | $149,694 (+8.57%) Land $41,224 Building $108,469 |
| 2024 | $45,941 (+21.4%) Land $12,652 Building $33,289 | $137,878 (+21.44%) Land $37,971 Building $99,907 | |
| 2022 | $2,761.00 (+5.34%) Homeowner's exemption | $37,844 (+6.96%) Land $10,422 Building $27,422 | $113,532 (+6.96%) Land $31,266 Building $82,266 |
| 2021 | $2,621.00 Homeowner's exemption | $35,382 Land $9,744 Building $25,638 | $106,146 Land $29,232 Building $76,914 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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