Montgomery County property record for 701 E Whipp Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,125 sqft · built 1970 |
| Lot Size | 0.509 acres (22,203 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,754 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00816 0001 |
| Primary APN | O68 00816 0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 22,203 sqft (0.509 acres) |
| Lot Dimensions | 182 ft deep x 122 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 276 sqft |
| Patio Area | 240 sqft |
| Canopy | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 701 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 KINGSGATE 1 |
| Legal Subdivision | KINGSGATE 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40201 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 701 E WHIPP RD, DAYTON, OH 45459-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2022 | Certificate of Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 |
| Deed Sale | Jul 7, 2025 |
| Prior Sale | Jan 27, 2022 |
| Deed Document Number | 202500035388 |
| Prior Transfer Date | Apr 26, 2024 |
| Prior Transfer Doc | 2024-00021164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 701 E WHIPP RD, DAYTON, OH 45459-2205 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 4897 E COUNTY ROAD 22, HEADLAND, AL 36345-9129 |
| Document Number | 0000021165 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024-00021165 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 701 E WHIPP RD, DAYTON, OH 45459-2205 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 701 E WHIPP RD, DAYTON, OH 45459-2205 |
| Document Number | 0000024673 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-00024673 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 27, 2022 |
| Property Address | 701 E WHIPP RD, DAYTON, OH 45459-2205 |
| Document Number | 0000005885 |
| Map Reference | MB 82 PG 66 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022-00005885 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 701 W WHIPP RD, CENTERVILLE, OH 45459-2950 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,760 (-) Land $18,740 Building $72,020 | ||
| 2024 | $5,754.00 (+21.39%) | ||
| 2023 | $4,740.00 (+1.33%) | $90,760 (+25%) Land $18,740 Building $72,020 | $259,330 (+25%) Land $53,550 Building $205,780 |
| 2022 | $4,678.00 | $72,610 Land $14,990 Building $57,620 | |
| 2020 | $207,460 Land $42,840 Building $164,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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