690 E Whipp Rd, Dayton, OH 45459 Property Records

Montgomery County property record for 690 E Whipp Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,718 sqft · built 1976
Lot Size	0.428 acres (18,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (May 2018)
Tax Bill	$8,387 (2024)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68 01303 0002`

Property Details

APN / Parcel Number

Primary APN	`O68 01303 0002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	165 ft deep x 113 ft wide
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	257 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	690 E WHIPP RD
City	DAYTON
State	OH
Zip	45459-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WHIPP RD ESTATES SEC 1
Legal Subdivision	WHIPP ROAD ESTATES
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2021
Census Tract	40204

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 341344, DAYTON, OH 45434-1344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage WRIGHT-PATT CU
May 29, 2018	Warranty Deed, Transfer · VA Mortgage WRIGHTPATT CU INC
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	201800030970
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	690 E WHIPP RD, DAYTON, OH 45459-2204
Document Number	0000054573
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 E WHIPP RD DAYTON OH 454592204, DAYTON, OH 45459-2204

Mortgage

Document Number	0000054573
Date	Oct 3, 2019
Instrument	54573

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 29, 2018
Property Address	690 E WHIPP RD, DAYTON, OH 45459-2204
Document Number	0000030970
Instrument Date	May 22, 2018
Instrument	30970
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 E WHIPP RD CENTERVILLE OH 454592204, CENTERVILLE, OH 45459-2204

Mortgage

Document Number	30971
Date	May 29, 2018
Instrument	30971

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	690 E WHIPP RD, DAYTON, OH 45459-2204
Document Number	0000077003
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	690 E WHIPP RD DAYTON OH 454592204, DAYTON, OH 45459-2204

Mortgage

Document Number	0000077003
Date	Dec 29, 2017
Instrument	77003

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,440 (-) Land $19,350 Building $113,090
2024	$8,387.00 (+9.19%)
2023	$7,681.00 (+11.82%)	$132,440 (+41.01%) Land $19,350 Building $113,090	$378,390 (+41%) Land $55,290 Building $323,100
2022	$6,869.00	$93,920 Land $13,720 Building $80,200
2020			$268,360 Land $39,210 Building $229,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

690 E Whipp Rd, Dayton, OH 45459 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Whipp Rd

Nearby Streets

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