Montgomery County property record for 640 E Whipp Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,184 sqft · built 1973 |
| Lot Size | 0.454 acres (19,798 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $172,000 (Oct 2009) |
| Tax Bill | $6,809 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01303 0001 |
| Primary APN | O68 01303 0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 19,798 sqft (0.454 acres) |
| Lot Dimensions | 165 ft deep x 120 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 WHIPP ROAD EST SEC 1 |
| Legal Subdivision | WHIPP ROAD ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40204 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 640 E WHIPP RD, DAYTON, OH 45459-2204 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Prior Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 09-073076 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,460 (-) Land $20,020 Building $87,440 | ||
| 2024 | $6,809.00 (+9.19%) | ||
| 2023 | $6,236.00 (+11.8%) | $107,460 (+41.01%) Land $20,020 Building $87,440 | $307,020 (+41%) Land $57,200 Building $249,820 |
| 2022 | $5,578.00 | $76,210 Land $14,200 Building $62,010 | |
| 2020 | $217,750 Land $40,570 Building $177,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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