602 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 602 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,051 sqft · built 1950
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2022)
Tax Bill	$2,142 (2024)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`963618226001`

Property Details

APN / Parcel Number

Primary APN	`963618226001`
Alternative APNs	`64096361822600100` `963618226044`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
Basement Area	1,051 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	6,350 sqft (0.145 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	64096361822600100
Street Address	602 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF N 133' LOT 10 AUD PLAT #3 CITY OF SPENCER, CLAY COUNTY, IOWA EXC PARCEL S
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Legal Lot Number	10
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1503 MONROE ST, EMMETSBURG, IA 50536
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2022 · Amount on Record
Deed Sale	Sep 02, 2022 · Amount on Record
Prior Sale	Dec 20, 2013
Deed Document Number	2022 2352
Deed Book / Page	2022 / 2352
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Sep 02, 2022
Property Address	602 E 4TH ST, SPENCER, IA 51301-5143
Document Number	02022/2352
Book / Page	2022 / 2352
Instrument Date	Sep 01, 2022
Instrument	2022 2352
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 233, EMMETSBURG, IA 50536-0233

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,260 (+9.33%) Land $22,650 Building $123,610	$146,260 (+9.33%) Land $22,650 Building $123,610
2024	$2,142.00 (+22.26%)
2023		$133,780 Land $15,850 Building $117,930	$133,780 Land $15,850 Building $117,930
2022	$1,752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.