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603 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 603 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,600 sqft · built 1979
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$405,500 (Oct 2023)
Tax Bill$1,382 (2025)
Deeds & MortgagesOct 2023 Sale
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-44-4977-000

Property Details

APN / Parcel Number

Primary APN1950-44-4977-000
Alternative APNs
  • 1810244
  • 1859510

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage Area388 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1859510
Street Address603 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS B 004
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1064
Census Tract921000

Owner

Source: Watauga County records · APN 1950-44-4977-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22310 BANYAN HIDEAWAY DR, ESTERO, FL 34135-8151
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer
Sep 27, 2019Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number2023735304
Deed Book / Page2355 / 471
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 12, 2023
Property Address603 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8044
Document Number0023550471
Book / Page2355 / 471
Map ReferenceMB 4 PG 42
Instrument DateOct 09, 2023
Instrument735304
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

AmountAmount Recorded
Tax$811.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22310 BANYAN HIDEAWAY DR, ESTERO, FL 34135-8151

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 27, 2019
Property Address603 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8044
Document Number0020500889
Book / Page002050 / 000889
Instrument DateSep 23, 2019
Instrument683060
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address482 LOBLOLLY DR VASS NC 283948215, VASS, NC 28394-8215

Mortgage

Document Number20500892
DateSep 27, 2019
Book Page002050/000892
Instrument683061
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,382.00$350,900 (+0.03%) Land $23,300 Building $327,600
2024$350,800 Land $23,300 Building $327,500
2023$350,800 Land $23,300 Building $327,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
3 of 16 on primary residences
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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