7006 Opal Ct, Middletown, MD 21769 Property Records

Frederick County property record for 7006 Opal Ct, Middletown, MD 21769 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,332 sqft · built 1980
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Aug 2018)
Tax Bill	$4,349 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-132285`

Property Details

APN / Parcel Number

Primary APN	`03-132285`
Alternative APNs	`3132285` `132285`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,332 sqft Total Area
1st Floor Area	1,188 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	132285
Old Parcel Number	3132285
Street Address	7006 OPAL CT
City	MIDDLETOWN
State	MD
Zip	21769-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BL W SEC 3 0.44 ACRE
Legal Subdivision	FOUNTAIN DALE SOUTH
Legal Block	W
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2010
Census Tract	752603

Owner

Source: Frederick County records · APN 03-132285

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7006 OPAL CT, MIDDLETOWN, MD 21769-7525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Aug 07, 2018	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2018 · Amount on Record
Deed Sale	Aug 07, 2018 · Amount on Record
Deed Document Number	0012554493
Deed Book / Page	12554 / 493
Record Updated	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7006 OPAL CT, MIDDLETOWN, MD 21769-7525
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156590166
Date	Jan 13, 2022
Book Page	15659/166

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7006 OPAL CT, MIDDLETOWN, MD 21769-7525
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131380065
Date	Aug 12, 2019
Book Page	13138/0065

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 07, 2018
Property Address	7006 OPAL CT, MIDDLETOWN, MD 21769-7525
Document Number	0125540493
Book / Page	12554 / 0493
Map Reference	MB17 FO9
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 OPAL CT, MIDDLETOWN, MD 21769-7525

Mortgage

Document Number	0012554499
Date	Aug 07, 2018
Instrument	12554/499

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,349.00	$363,600 Land $82,200 Building $281,400	$363,600 Land $82,200 Building $281,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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