7004 Opal Ct, Middletown, MD 21769 Property Records

Frederick County property record for 7004 Opal Ct, Middletown, MD 21769 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Split Level
Year Built	Built 1980
Square Footage	1,560 sqft Total Area
Lot Size	24,829 sqft (0.569 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (1996)
Tax Bill	$3,186.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`03-132277`
Alternative APNs	`3132277` `132277`

Interior

Full Baths	1 Baths
Building Area	1,560 sqft Total Area
1st Floor	1,040 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1980
Architectural Style	Split Level Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	24,829 sqft (0.569 acres)
Patio Area	240 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	132277
Old Parcel Number	3132277
Street Address	7004 OPAL CT
City	MIDDLETOWN
State	MD
Zip	21769-7525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 3 BL W SEC 3 .57 AC OPAL CRT OPAL COURT
Legal Subdivision	OPAL COURT
Legal Block	W
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Minor Civil Division	3, MIDDLETOWN
Census Blockgroup	2
Census Block	2010
Census Tract	752603

Owner

Source: Frederick County records · APN 03-132277

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7004 OPAL CT, MIDDLETOWN, MD 21769-7525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Prior Sale	Sep 02, 1993 · Amount on Record
Deed Doc Number	964300
Deed Book / Page	02211 / 00270
Record Refreshed	Jun 07, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7004 OPAL CT, MIDDLETOWN, MD 21769-7525
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121490309
Date	Nov 27, 2017
Book Page	12149/0309
Instrument	12149-0309

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,186.00 Homeowner's exemption	$264,400 Land $87,500 Building $176,900	$264,400 Land $87,500 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.