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7002 Opal Ct, Middletown, MD 21769 Property Records

Frederick County property record for 7002 Opal Ct, Middletown, MD 21769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1980
Square Footage1,396 sqft Living Area
Lot Size16,177 sqft (0.371 acres)
OccupancyOwner Occupied
Tax Bill$3,472.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-132269
Alternative APNs
  • 3132269
  • 132269

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,396 sqft Living Area
1st Floor996 sqft 1st Floor
Basement Area400 sqft Basement
Finished Basement400 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area16,177 sqft (0.371 acres)
Deck Area192 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number132269
Street Address7002 OPAL CT
CityMIDDLETOWN
StateMD
Zip21769-7525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK W SEC 3 FOUNTAINDALE SOUTH
Legal SubdivisionFOUNTAINDALE SOUTH
Legal BlockW
Legal Lot Number2
JurisdictionFREDERICK MD
Minor Civil Division3, MIDDLETOWN
Census Blockgroup2
Census Block2010
Census Tract752603

Owner

Source: Frederick County records · APN 03-132269

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7002 OPAL CT, MIDDLETOWN, MD 21769-7525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 06, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 09, 2016
Transfer Doc0110800366
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 10, 2026
Property Address7002 OPAL CT, MIDDLETOWN, MD 21769-7525
Document Number1790000457
Book / Page17905 / 457
Instrument DateJun 05, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7002 OPAL CT, MIDDLETOWN, MD 21769-7525

Mortgage

Document Number1790000457,
DateJun 10, 2026
Book Page17905/457
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7002 OPAL CT, MIDDLETOWN, MD 21769-7525
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyXPERSS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0118060322
DateMay 09, 2017
Book Page11806/0322
Instrument11806-0322
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2032

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7002 OPAL CT, MIDDLETOWN, MD 21769-7525
Document Number0137370001
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7002 OPAL CT MIDDLETOWN MD 217697525, MIDDLETOWN, MD 21769-7525

Mortgage

Document Number0137370001
DateMay 15, 2020
Book Page013737/000001
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$352,600 (+10.86%) Land $110,900 Building $241,700$352,600 (-) Land $110,900 Building $241,700
2025$3,472.00 (+6.27%)$318,067 (+27.74%)$352,600 (+41.61%) Land $110,900 Building $241,700
2024$3,267.00 (+8.68%)
2023$3,006.00$249,000 Land $79,300 Building $169,700$249,000 Land $79,300 Building $169,700

Flood & Wildfire

7002 Opal Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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