7005 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7005 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,505 sqft · built 1996
Lot Size	0.194 acres (8,438 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (Dec 1996)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602147-0-020`

Property Details

APN / Parcel Number

Primary APN	`602147-0-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,505 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	845 sqft
Upper Floors Area	660 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,438 sqft (0.194 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	220 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7005 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 23 SUMMER MEADOWS L 2 EASE OF RECORD OUT OF 2-017 SEG G-0501MD 11/9/94MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	SUMMER MEADOWS
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4001
Census Tract	73128

Owner

7005 196th St Ct E is owned and occupied by an individual who acquired it in September 2001.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7005 196TH STREET CT E, SPANAWAY, WA 98387-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1996 · Amount on File
Deed Sale	Dec 23, 1996 · Amount on File
Prior Sale	Mar 6, 1996 · Amount on File
Deed Document Number	1996483
Deed Book / Page	1292 / 3130
Last Transfer Date	Sep 19, 2001
Transfer Doc	0000000723
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 196TH STREET CT E, SPANAWAY, WA 98387-5634
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 196TH STREET CT E, SPANAWAY, WA 98387-5634

Mortgage

Document Number	0004160376
Date	Apr 16, 2024
Instrument	202404160376

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.62%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 196TH STREET CT E, SPANAWAY, WA 98387-5634
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006290115
Date	Jun 29, 2021
Instrument	202106290115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 196TH STREET CT E, SPANAWAY, WA 98387-5634
Document Number	1711300346
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7005 196TH STREET CT E SPANAWAY WA 983875634, SPANAWAY, WA 98387-5634

Mortgage

Document Number	1711300346
Date	Nov 30, 2017
Instrument	201711300346

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7005 196th St Ct E was $4,953, up 3.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+3.64%)	$441,300 Land $172,200 Building $269,100	$441,300 Land $172,200 Building $269,100
2025	$4,779.00 (-0.52%)
2024	$4,804.00 (-1.66%)	$409,700 (-4.01%) Land $169,800 Building $239,900	$409,700 (-4.01%) Land $169,800 Building $239,900
2023	$4,885.00	$426,800 Land $156,400 Building $270,400	$426,800 Land $156,400 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7005 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7005 196th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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