2126 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2126 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,657 sqft · built 2015
Lot Size	0.118 acres (5,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Mar 2021)
Tax Bill	$6,188 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-150`

Property Details

APN / Parcel Number

Primary APN	`500473-1-150`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,657 sqft Living Area
Gross Area	3,097 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,125 sqft (0.118 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2126 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 RIDGE VIEW MEADOWS PDD L 115 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	115
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	2021283
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 4, 2021
Property Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436
Document Number	0003040283
Map Reference	DOC 201109215003
Instrument Date	Mar 2, 2021
Instrument	202103040283
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, MODUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,356.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436

Mortgage

Document Number	0003040284
Date	Mar 4, 2021
Instrument	202103040284

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436
Document Number	2011100438
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2126 196TH STREET CT E SPANAWAY WA 983873436, SPANAWAY, WA 98387-3436

Mortgage

Document Number	2011100438
Date	Nov 10, 2020
Instrument	202011100438

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 9, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436
Document Number	2004060701
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2126 196TH STREET CT E SPANAWAY WA 983873436, SPANAWAY, WA 98387-3436

Mortgage

Document Number	2004060701
Date	Apr 6, 2020
Instrument	202004060701

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2126 196TH STREET CT E, SPANAWAY, WA 98387-3436
Document Number	1906240044
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2126 196TH STREET CT E SPANAWAY WA 983873436, SPANAWAY, WA 98387-3436

Mortgage

Document Number	1906240044
Date	Jun 24, 2019
Instrument	201906240044

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 23, 2044

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,188.00 (+0.83%)	$553,500 (+15.02%) Land $145,800 Building $407,700	$553,500 (+15.02%) Land $145,800 Building $407,700
2025	$6,137.00 (+9.14%)
2024	$5,623.00 (-7.52%)	$481,200 (-9.72%) Land $152,500 Building $328,700	$481,200 (-9.72%) Land $152,500 Building $328,700
2023	$6,080.00	$533,000 Land $144,700 Building $388,300	$533,000 Land $144,700 Building $388,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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