7002 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7002 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1997
Lot Size	0.227 acres (9,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,500 (Apr 1997)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602147-0-460`

Property Details

APN / Parcel Number

Primary APN	`602147-0-460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,514 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,903 sqft (0.227 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7002 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 23 SUMMER MEADOWS L 46 EASE OF RECORD OUT OF 2-017 SEG G-0501MD 11/9/94MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	SUMMER MEADOWS
Legal Lot Number	46
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4003
Census Tract	73128

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7002 196TH STREET CT E, SPANAWAY, WA 98387-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME ST BK
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 1997 · Amount on Record
Deed Sale	Apr 24, 1997 · Amount on Record
Deed Document Number	1997789
Deed Book / Page	1332 / 2830
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7002 196TH STREET CT E, SPANAWAY, WA 98387-5634
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005050264
Date	May 5, 2023
Instrument	202305050264

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7002 196TH STREET CT E, SPANAWAY, WA 98387-5634
Document Number	2012210689
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7002 196TH STREET CT E SPANAWAY WA 983875634, SPANAWAY, WA 98387-5634

Mortgage

Document Number	2012210689
Date	Dec 21, 2020
Instrument	202012210689

Lender

Name	HOME ST BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7002 196TH STREET CT E, SPANAWAY, WA 98387-5634
Document Number	2001280194
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7002 196TH STREET CT E SPANAWAY WA 983875634, SPANAWAY, WA 98387-5634

Mortgage

Document Number	2001280194
Date	Jan 28, 2020
Instrument	202001280194

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7002 196TH STREET CT E, SPANAWAY, WA 98387-5634
Document Number	1811090181
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7002 196TH STREET CT E SPANAWAY WA 983875634, SPANAWAY, WA 98387-5634

Mortgage

Document Number	1811090181
Date	Nov 9, 2018
Instrument	201811090181

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,700 (+7.59%) Land $179,200 Building $278,500	$457,700 (+7.59%) Land $179,200 Building $278,500
2025	$4,953.00 (-0.68%)
2024	$4,987.00 (-1.52%)	$425,400 (-4.04%) Land $176,700 Building $248,700	$425,400 (-4.04%) Land $176,700 Building $248,700
2023	$5,064.00	$443,300 Land $162,800 Building $280,500	$443,300 Land $162,800 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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