Polk County property record for 7000 Summit Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2005 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,600 (Jun 2014) |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855572-001010 |
| Primary APN | 27-29-06-855572-001010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,097 sqft (0.232 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 164 sqft |
| Street Address | 7000 SUMMIT CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 101 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | SUMMIT EAST PHASE II |
| Legal Phase | II |
| Legal Tract | 855572 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME ACCESS FINANCIAL LLC |
| Dec 8, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2014 · Amount on Record |
| Deed Sale | Jun 17, 2014 · Amount on Record |
| Prior Sale | Dec 29, 2005 · Amount on Record |
| Deed Document Number | 2014104312 |
| Deed Book / Page | 9272 / 146 |
| Last Transfer Date | Dec 7, 2023 |
| Transfer Doc | 0000287066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
| Document Number | 0000080027 |
| Book / Page | 13945 / 801 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202680027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
| Document Number | 0000080027, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 13945/801 |
| Instrument | 202680027 |
| Name | HOME ACCESS FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
| Document Number | 0000287066 |
| Book / Page | 12934 / 818 |
| Map Reference | MB 125 PG 42 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023287066 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7000 SUMMIT CIR, WINTER HAVEN, FL 33884-2767 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,348 (+2.7%) | $269,813 (+4.81%) Land $42,000 Building $227,813 | |
| 2025 | $2,307.00 (+3.45%) | $166,843 (+5.99%) | $257,437 (-16.27%) Land $42,000 Building $215,437 |
| 2024 | $2,230.00 (+3.05%) | ||
| 2023 | $2,164.00 (+3.34%) Homeowner's exemption | $157,418 (+3%) | $307,457 (+14.77%) Land $40,000 Building $267,457 |
| 2022 | $2,094.00 Homeowner's exemption | $152,833 | $267,892 Land $34,000 Building $233,892 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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