Polk County property record for 7015 Summit Cir, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,151 sqft · built 2004 |
| Lot Size | 0.294 acres (12,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,642 (Nov 2022) |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855572-001280 |
| Primary APN | 27-29-06-855572-001280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,151 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 2,151 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,798 sqft (0.294 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 387 sqft |
| Shed | 1 Shed |
| Street Address | 7015 SUMMIT CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 128 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | SUMMIT EAST PHASE II |
| Legal Phase | II |
| Legal Tract | 855572 |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-06-855572-001280
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7015 SUMMIT CIR, WINTER HAVEN, FL 33884-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2022 · Amount on Record |
| Deed Sale | Nov 07, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2013 · Amount on Record |
| Deed Document Number | 2022292866 |
| Deed Book / Page | 12478 / 617 |
| Prior Transfer Date | Oct 17, 2022 |
| Prior Transfer Doc | 0000292866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 07, 2022 |
| Property Address | 7015 SUMMIT CIR, WINTER HAVEN, FL 33884-2762 |
| Document Number | 0000292866 |
| Book / Page | 12478 / 617 |
| Map Reference | MB 125 PG 42 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022292866 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 EPRIS LANE, 17, MCDONOUGH, GA 30256 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7015 SUMMIT CIR, WINTER HAVEN, FL 33884-2762 |
| Document Number | 0012478621 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 12478/621 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,959.00 (-2.27%) | $265,262 (-17.06%) Land $42,000 Building $223,262 | $265,262 (-17.06%) Land $42,000 Building $223,262 |
| 2023 | $5,074.00 (+11.03%) | $319,833 (+15.83%) Land $40,000 Building $279,833 | $319,833 (+15.83%) Land $40,000 Building $279,833 |
| 2022 | $4,570.00 | $276,120 Land $34,000 Building $242,120 | $276,120 Land $34,000 Building $242,120 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
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|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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