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7010 Summit Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 7010 Summit Cir, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,888 sqft Living Area
Lot Size8,002 sqft (0.184 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2026)
Tax Bill$2,916.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-06-855572-001060
Alternative APNs
  • 062927855572001060
  • 62927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,888 sqft Living Area
Gross Area2,308 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,002 sqft (0.184 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area164 sqft Porch

Location & Zoning

Street Address7010 SUMMIT CIR
CityWINTER HAVEN
StateFL
Zip33884-2767
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 106
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionSUMMIT EAST PHASE II
Legal PhaseII
Legal Tract855572
Legal Block1
Legal Lot Number106
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1038
Census Tract14123

Owner

Source: Polk County records · APN 27-29-06-855572-001060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE
Dec 11, 2025Warranty Deed, Transfer
OS NATIONAL LLC
May 20, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 21, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Oct 05, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleDec 11, 2025 · Amount on Record
Deed Doc Number202691620
Deed Book / Page13962 / 481
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 17, 2026
Property Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0000091620
Book / Page13962 / 481
Instrument DateApr 15, 2026
Instrument202691620
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNATIONS TITLE, OS NATIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767

Mortgage

Document Number0000091621,
DateApr 17, 2026
Instrument202691621
Lender
NameGUARANTEED RATE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 11, 2025
Property Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0000290797
Book / Page13808 / 945
Map ReferenceMB 125 PG 42
Instrument DateDec 02, 2025
Instrument2025290797
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,878.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address21742 KING JOHN ST, LEESBURG, FL 34748-7927

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 20, 2022
Property Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0000139313
Book / Page12263 / 735
Map ReferenceMB 125 PG 42
Instrument DateMay 18, 2022
Instrument2022139313
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,534.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address401 N SCOTTSDALE RD1600, 401, TEMPE, AZ 85281

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767

Mortgage

Document Number0012263737
DateMay 20, 2022
Instrument12263/737
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 21, 2022
Property Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0000018845
Book / Page12083 / 1584
Map ReferenceMB 125 PG 42
Instrument DateJan 14, 2022
Instrument2022018845
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,994.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address502 CINNAMON CIR, DELAND, FL 32724-6275

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7010 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0114161026
Instrument DateOct 05, 2020
Transaction TypeMortgage
Record UpdatedNov 02, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7010 SUMMIT CIR WINTER HAVEN FL 338842767, WINTER HAVEN, FL 33884-2767

Mortgage

Document Number0114161026
DateOct 16, 2020
Book Page011416/001026
Instrument219032
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (-11.69%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$239,782 (-17.52%) Land $42,000 Building $197,782$239,782 (-17.52%) Land $42,000 Building $197,782
2024$3,302.00 (-17.8%)
2023$4,017.00 (+246.59%) Homeowner's exemption$290,715 (+109.03%) Land $40,000 Building $250,715$290,715 (+17.83%) Land $40,000 Building $250,715
2022$1,159.00$139,079$246,716 Land $34,000 Building $212,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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