700 W 5th St, Sumner, IA 50674 Property Records

Bremer County property record for 700 W 5th St, Sumner, IA 50674 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1905
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2025)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-428-005`

Property Details

APN / Parcel Number

Primary APN	`04-23-428-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	700 W 5TH ST
City	SUMNER
State	IA
Zip	50674-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-93-11 TODD LOTS 43 & 44
Legal Range	11W
Legal Township	93N
Legal Section	23
Legal Subdivision	TODD'S ADD
Legal Lot Number	43,44
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1009
Census Tract	4700

Owner

Source: Bremer County records · APN 04-23-428-005

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	714 W 5TH ST, SUMNER, IA 50674-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA COMMUNITY CU
Jun 02, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	700 W 5TH ST, SUMNER, IA 50674-1333
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222001
Date	Jun 02, 2022
Instrument	20222001

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2037

Interest

Rate Type	Fixed Rate

June 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BREMER IA
Recording Date	Jun 02, 2021
Property Address	700 W 5TH ST, SUMNER, IA 50674-1333
Document Number	20212737
Instrument Date	May 27, 2021
Instrument	20212737
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 W 5TH ST, SUMNER, IA 50674-1333

Mortgage

Document Number	20212738
Date	Jun 02, 2021
Instrument	20212738

Lender

Name	MARINE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7.48%

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+17.26%) Homeowner's exemption	$116,750 (+16.05%) Land $26,400 Building $90,350	$116,750 (+16.05%) Land $26,400 Building $90,350
2023		$100,600 Land $26,400 Building $74,200	$100,600 Land $26,400 Building $74,200
2022	$1,414.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (2004–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2025, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Northeast Iowa Telephone Company	Fiber	1,000 / 1,000
Hawkeye Telephone Company	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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