Bremer County property record for 504 W 5th St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 969 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Oct 2020) |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-430-005 |
| Primary APN | 04-23-430-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 504 W 5TH ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-93-11 TODD LOT 29 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 23 |
| Legal Subdivision | TODD'S ADD |
| Legal Lot Number | 29 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4700 |
504 W 5th St is owned and occupied by an individual who bought it in October 2020.
Source: Bremer County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| May 10, 2023 | Warranty Deed, Transfer |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Deed Document Number | 20204736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020210031 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 20210031 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 10, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | May 10, 2023 |
| Property Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Document Number | 0020231203 |
| Instrument Date | May 1, 2023 |
| Instrument | 20231203 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $130.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Oct 26, 2020 |
| Property Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Document Number | 0020204736 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 20204736 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 W 5TH ST, SUMNER, IA 50674-1329 |
| Document Number | 0020204737 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 20204737 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 504 W 5th St was $844.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 | $54,220 Land $13,200 Building $41,020 | $54,220 Land $13,200 Building $41,020 |
| 2023 | $38,020 (+13.22%) Land $11,550 Building $26,470 | $38,020 (+13.22%) Land $11,550 Building $26,470 | |
| 2022 | $606.00 (+3.06%) | $33,580 Land $11,550 Building $22,030 | $33,580 Land $11,550 Building $22,030 |
| 2021 | $588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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