714 W 5th St, Sumner, IA 50674 Property Records

Bremer County property record for 714 W 5th St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,037 sqft · built 1956
Lot Size0.294 acres (12,807 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Sep 2025)
Tax Bill$1,582 (2025)
Deeds & MortgagesSep 2019 Refinance
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-23-428-003

Property Details

APN / Parcel Number

Primary APN04-23-428-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,037 sqft Living Area
1st Floor Area768 sqft
AtticAttic
Attic Area269 sqft
Basement Area768 sqft
Finished Basement450 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,807 sqft (0.294 acres)
Lot Dimensions132 ft deep x 97 ft wide
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area64 sqft
Patio Area210 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address714 W 5TH ST
CitySUMNER
StateIA
Zip50674-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 TODD W 96.69' S 132' LOT 14
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionTODD'S ADD
Legal Lot Number14
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1009
Census Tract4700

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address714 W 5TH ST, SUMNER, IA 50674-1333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE BANK
Sep 30, 2025Warranty Deed, Transfer · Conventional Mortgage
IOWA BANKERS MORTGAGE CORP
Feb 25, 2022Legal Action/Court Order, Foreclosure · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleFeb 25, 2022 · Amount on Record
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address714 W 5TH ST, SUMNER, IA 50674-1333
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020193162
DateSep 24, 2019
Instrument20193162
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateSep 30, 2025
Property Address714 W 5TH ST, SUMNER, IA 50674-1333
Document Number0020253112
Instrument DateSep 19, 2025
Instrument20253112
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 W 5TH ST, SUMNER, IA 50674-1333

Mortgage

Document Number0020253113
DateSep 30, 2025
Instrument20253113
Lender
NameIOWA BANKERS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

February 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBREMER IA
Recording DateFeb 25, 2022
Property Address714 W 5TH ST, SUMNER, IA 50674-1333
Document Number0020220739
Instrument DateFeb 20, 2022
Instrument20220739
Transaction TypeForeclosure
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$139.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 W 5TH ST, SUMNER, IA 50674-1333

Mortgage

Document Number0020220740
DateFeb 25, 2022
Instrument20220740
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,582.00 (-2.59%) Homeowner's exemption$112,500 (+31.41%) Land $24,250 Building $88,250$112,500 (+31.41%) Land $24,250 Building $88,250
2024$1,624.00 (+16.5%)
2023$85,610 Land $19,400 Building $66,210$85,610 Land $19,400 Building $66,210
2022$1,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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