700 Karchner Rd, Lincoln, CA 95648 Property Records

Placer County property record for 700 Karchner Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,172 sqft · built 1990
Lot Size	20.3 acres (884,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,310,000 (Sep 2025)
Tax Bill	$7,957 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-060-032-000`

Property Details

APN / Parcel Number

Primary APN	`018-060-032-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,172 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	884,268 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	700 KARCHNER RD
City	LINCOLN
State	CA
Zip	95648-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	20.3 A PAR A PMOR 11 44
Legal Subdivision	THERMALANDS UNIT #4
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1017
Census Tract	21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 KARCHNER RD, LINCOLN, CA 95648-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 30, 2025	Grant Deed, Transfer · Conventional Mortgage NQM FUNDING LLC
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	202553175
Prior Transfer Date	Apr 20, 2013
Prior Transfer Doc	0000034428
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	700 KARCHNER RD, LINCOLN, CA 95648-9552
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1365, WHEATLAND, CA 95692-1365

Mortgage

Document Number	0000022383
Date	Mar 14, 2022
Instrument	2022-0022383

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 30, 2025
Property Address	700 KARCHNER RD, LINCOLN, CA 95648-9552
Document Number	0000053175
Map Reference	MB 11 PG 44
Instrument Date	Sep 22, 2025
Instrument	2025-0053175
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7 KARCHNER ROAD, LINCOLN, CA 95648

Mortgage

Document Number	0000053176
Date	Sep 30, 2025
Instrument	2025-0053176

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	700 KARCHNER RD, LINCOLN, CA 95648-9552
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092185
Date	Nov 21, 2017
Instrument	2017-0092185

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	700 KARCHNER RD, LINCOLN, CA 95648-9552
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101927
Date	Dec 17, 2019
Instrument	2019-0101927

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,310,000 (+74.4%) Land $300,000 Building $1,010,000
2025	$7,957.00 (+3.39%)	$751,145 (+4.04%) Land $225,341 Building $525,804
2023	$7,696.00 (+1.57%) Homeowner's exemption	$721,980 Land $216,592 Building $505,388
2022	$7,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: DigitalPath.

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