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1099 Karchner Rd, Lincoln, CA 95648 Property Records

Placer County property record for 1099 Karchner Rd, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,186 sqft · built 1984
Lot Size20 acres (871,200 sqft)
OwnerCompany Name on Record
Tax Bill$14,892 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN018-080-022-000

Property Details

APN / Parcel Number

Primary APN018-080-022-000

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,186 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area871,200 sqft
Garage Area1,394 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1099 KARCHNER RD
CityLINCOLN
StateCA
Zip95648-8947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFBX
Legal Description20 A PAR E PMOR 10 7
Legal SubdivisionPARCEL MAP NO P 72070
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1020
Census Tract21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 21, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 28, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'
Jul 28, 2020Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY
Feb 15, 2017Quit Claim Deed, Transfer
Quitclaim
Feb 15, 2017Intrafamily Transfer, Transfer
PLACER TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2020
Deed SaleJul 28, 2020
Prior SaleJul 15, 2005 · Amount on Record
Deed Document Number202077363
Prior Transfer DateJul 20, 2020
Prior Transfer Doc0000077363
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 KARCHNER RD, LINCOLN, CA 95648-8947

Mortgage

Document Number0000093798
DateJul 23, 2021
Instrument2021-0093798
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020711
DateMar 21, 2017
Instrument2017-0020711
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.75%
Index1-Year CMT
Max Rate5%

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPLACER CA
Recording DateJul 28, 2020
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Document Number0000077363
Instrument DateJul 20, 2020
Instrument77363
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1099 KARCHNER RD LINCOLN CA 956488947, LINCOLN, CA 95648-8947

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateJul 28, 2020
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Document Number0000077365
Map ReferenceMB 10 PG 7
Instrument DateJul 20, 2020
Instrument2020-0077365
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1099 KARCHNER RD, LINCOLN, CA 95648-8947

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPLACER CA
Recording DateFeb 15, 2017
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Document Number0000011643
Instrument DateFeb 9, 2017
Instrument11643
Transaction TypeTransfer
Record UpdatedFeb 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1099 KARCHNER RD LINCOLN CA 956489556, LINCOLN, CA 95648-9556

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateFeb 15, 2017
Property Address1099 KARCHNER RD, LINCOLN, CA 95648-8947
Document Number0000011641
Map ReferencePM P-72070 MB10 PG7
Instrument DateFeb 9, 2017
Instrument2017-0011641
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1099 KARCHNER RD, LINCOLN, CA 95648-8947

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,479,000 (+3.8%) Land $443,700 Building $1,035,300
2025$14,892.00 (+2.39%) Homeowner's exemption$1,424,913 (+4.04%) Land $683,285 Building $741,628
2023$14,544.00 (+1.53%) Homeowner's exemption$1,369,584 Land $656,753 Building $712,831
2022$14,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
DigitalPath
Fixed Wireless		200 / 20
Corridor Wireless
Fixed Wireless		100 / 100
Succeed.Net
Fixed Wireless		100 / 50
Cal.net
Fixed Wireless		100 / 20
Skyhi Broadband
Fixed Wireless		60 / 30

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