650 Karchner Rd, Lincoln, CA 95648 Property Records

Placer County property record for 650 Karchner Rd, Lincoln, CA 95648

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 3,076 sqft · built 1987
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Mar 2021)
Tax Bill	$8,714 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`018-070-039-000`

Property Details

APN / Parcel Number

Primary APN	`018-070-039-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,076 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Lot Area	435,600 sqft
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	650 KARCHNER RD
City	LINCOLN
State	CA
Zip	95648-9552
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	FBX
Legal Description	10 AC PAR B PMOR 14 122
Legal Subdivision	WASHINGTON TRACT
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1017
Census Tract	21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 KARCHNER RD, LINCOLN, CA 95648-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 28, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202132360
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 8, 2021
Property Address	650 KARCHNER RD, LINCOLN, CA 95648-9552
Document Number	0000032360
Map Reference	MB 14 PG 122
Instrument Date	Mar 2, 2021
Instrument	2021-0032360
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	650 KARCHNER RD, LINCOLN, CA 95648-9552

Mortgage

Document Number	0000032361
Date	Mar 8, 2021
Instrument	2021-0032361

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Dec 28, 2020
Property Address	650 KARCHNER RD, LINCOLN, CA 95648-9552
Document Number	0000153005
Instrument Date	Dec 17, 2020
Instrument	153005
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1995 LINCOLN CA 956481448, LINCOLN, CA 95648-1448

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$901,327 (+9.83%) Land $248,416 Building $652,911
2025	$8,714.00 (+2.49%)	$820,656 (+4.11%) Land $243,546 Building $577,110
2023	$8,502.00 (+7.74%)	$788,232 Land $234,090 Building $554,142
2022	$7,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
SmarterBroadband Fixed Wireless	25 / 5

May also be available: DigitalPath, Succeed.Net.

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