700 E West St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 700 E West St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,275 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jan 2022)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`052-650-091-00`

Property Details

APN / Parcel Number

Primary APN	`052-650-091-00`

Interior

Full Baths	1 Bath
Building Area	1,275 sqft Building Perimeter
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	146 ft deep x 65 ft wide
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 E WEST ST
City	STURGIS
State	MI
Zip	49091-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 5. WAIT & MILLER ADD. CITY OF STURGIS.
Legal Subdivision	WAIT & MILLER ADD
Legal Block	5
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3009
Census Tract	40800

Owner

700 E West St is owned and occupied by an individual who bought it in January 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	700 E WEST ST, STURGIS, MI 49091-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Deed Document Number	2022150
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	2021006683
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 5, 2022
Property Address	700 E WEST ST, STURGIS, MI 49091-1565
Document Number	2022000150
Map Reference	LB 1 PG 29
Instrument Date	Dec 30, 2021
Instrument	2022000150
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59155 VICKY DRIVE, 59155, STURGIS, MI 49091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E WEST ST, STURGIS, MI 49091-1565

Mortgage

Date	Jan 5, 2022

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 28, 2021
Property Address	700 E WEST ST, STURGIS, MI 49091-1565
Document Number	2021006683
Instrument Date	Jun 21, 2021
Instrument	2021006683
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69155 VICKY DR, STURGIS, MI 49091-9721

Tax Assessment & Valuation

The 2025 property tax bill for 700 E West St was $2,074 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,400 (+7.33%) Land $5,700 Building $58,700	$128,800 (+7.33%) Land $11,400 Building $117,400
2025	$2,074.00 Homeowner's exemption	$60,000 Land $5,200 Building $54,800	$120,000 Land $10,400 Building $109,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 E West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 E West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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