704 E West St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 704 E West St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,443 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Apr 2025)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-650-092-10`

Property Details

APN / Parcel Number

Primary APN	`052-650-092-10`

Interior

Full Baths	1 Bath
Building Area	1,443 sqft Building Perimeter
1st Floor Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	65 ft deep x 86 ft wide
Garage Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 E WEST ST
City	STURGIS
State	MI
Zip	49091-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF LOT 24 BLK 5 WAIT & MILLER ADD DESC AS COM AT SE COR BLK 5 WHICH IS POB RNG TH S 90D 00M 00S W ALG SLY LN SD
Legal Subdivision	WAIT & MILLERS ADDITION
Legal Block	5,86
Legal Lot Number	24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3009
Census Tract	40800

Owner

704 E West St is owned by a company that bought it in April 2025 and is owner-occupied.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	121 W MONROE ST, JACKSON, MI 49202-2358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
May 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Aug 24, 2000 · Amount on File
Prior Transfer Date	Nov 8, 2011
Prior Transfer Doc	1636/0685
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	704 E WEST ST, STURGIS, MI 49091-1565
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E WEST ST, STURGIS, MI 49091-1565

Mortgage

Document Number	2023003463
Date	May 2, 2023
Instrument	2023003463

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	704 E WEST ST, STURGIS, MI 49091-1565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1914/0401
Date	May 8, 2018
Book Page	1914/0401

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 704 E West St was $1,573 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,200 (+16.3%)	$178,400 (+16.3%)
2025	$1,573.00 Homeowner's exemption	$76,700 Land $3,500 Building $73,200	$153,400 Land $7,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 E West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 E West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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