604 E West St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 604 E West St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,158 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2021)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-650-065-00`

Property Details

APN / Parcel Number

Primary APN	`052-650-065-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,158 sqft Building Perimeter
1st Floor Area	748 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	65 ft deep x 64 ft wide
Garage Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 E WEST ST
City	STURGIS
State	MI
Zip	49091-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 24 BLK 4. WAIT & MILLER ADD. CITY OF STURGIS.
Legal Subdivision	WAIT & MILLER ADD
Legal Block	4
Legal Lot Number	24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3010
Census Tract	40800

Owner

604 E West St is owned and occupied by an individual who bought it in March 2021.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	604 E WEST ST, STURGIS, MI 49091-1563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Feb 24, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2017	Land Contract, Transfer · Seller Carry-Back MICHAEL AFLEN HARTMAN ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	20212658
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	2021001831
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 16, 2021
Property Address	604 E WEST ST, STURGIS, MI 49091-1563
Document Number	2021002658
Map Reference	LB 1 PG 29
Instrument Date	Mar 12, 2021
Instrument	2021002658
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69654 FRANKLIN RD, 69654, STURGIS, MI 49091-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 E 100 S, COLUMBIA CITY, IN 46725-8420

Mortgage

Date	Mar 16, 2021

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 24, 2021
Property Address	604 E WEST ST, STURGIS, MI 49091-1563
Document Number	2021001831
Instrument Date	Jun 27, 2020
Instrument	2021001831
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 STURGIS ST, 604, STURGIS, MI 49091-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66854 FRANKLIN RD, STURGIS, MI 49091

October 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 5, 2017
Property Address	604 E WEST ST, STURGIS, MI 49091-1563
Document Number	1888/0018
Book / Page	1888 / 0018
Map Reference	LB1 PG29
Instrument Date	Jul 8, 2013
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69554 FRANKLIN RD, 69554, STURGIS, MI 49091-9523

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Oct 5, 2017

Lender

Name	MICHAEL AFLEN HARTMAN ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 604 E West St was $2,364 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,100 Land $3,600 Building $68,500	$144,200 Land $7,200 Building $137,000
2025	$2,364.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 E West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 E West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Nearby Properties on E West St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures