700 E Division St, Alton, IA 51003 Property Records

Sioux County property record for 700 E Division St, Alton, IA 51003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,749 sqft · built 1890
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Jul 2023)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2017 Construction Loan + 5 more
Flood Zone	Zone A (high risk)
APN	`23-11-201-002`

Property Details

APN / Parcel Number

Primary APN	`23-11-201-002`

Interior

Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	744 sqft
Basement Area	790 sqft
Finished Basement	240 sqft
Unfinished Basement	550 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Porch	Porch
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	700 E DIVISION ST
City	ALTON
State	IA
Zip	51003-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 W1/2 & L6 E1/2EXC PARCEL ASUBD PT NW NE &NE NW 11-94-44
Legal Subdivision	SUBDIV OF PART OF NW NE & NE NW 11-94-44
Jurisdiction	SIOUX IA
Township / Civil Division	NASSAU
Census Block Group	3
Census Block	3011
Census Tract	70500

Owner

Source: Sioux County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	700 E DIVISION ST, ALTON, IA 51003-8612
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage AMERICAN STATE BANK HOME LOAN CENTER
Dec 21, 2017	Deed of Trust, Mortgage · Construction Mortgage AMERICAN STATE BANK
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Aug 29, 2017	Warranty Deed, Transfer · Construction Mortgage AMERICAN STATE BANK SIOUX CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	20233035
Deed Book / Page	2023 / 3035
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000002854
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002126
Date	May 14, 2018
Book Page	0000002018/0000002126
Instrument	2018-02126

Lender

Name	AMERICAN STATE BANK HOME LOAN CENTER

Agreement

Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/5926
Date	Dec 21, 2017
Book Page	2017/5926
Instrument	2017-05926

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	ALTON, IA 51003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 18, 2018

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1288
Date	Apr 1, 2019
Book Page	2019/1288
Instrument	2019-01288

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1860
Date	Apr 3, 2020
Book Page	2020/1860
Instrument	2020-01860

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/7175
Date	Dec 29, 2022
Book Page	2022/7175
Instrument	2022-07175

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2037

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Jul 7, 2023
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Document Number	02023/3035
Book / Page	2023 / 3035
Instrument Date	Jul 6, 2023
Instrument	2023-03035
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 E DIVISION ST, ALTON, IA 51003-8612

Mortgage

Document Number	0202303036
Date	Jul 7, 2023
Instrument	2023-03036

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Aug 29, 2017
Property Address	700 E DIVISION ST, ALTON, IA 51003-8612
Document Number	2017/03768
Book / Page	2017 / 03768
Instrument Date	Aug 22, 2017
Instrument	2017-03768
Transaction Type	Transfer
Record Updated	Jul 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 5TH AVE, ALTON, IA 51003-7761

Mortgage

Document Number	2017/03769
Date	Aug 29, 2017
Book Page	2017/03769
Instrument	2017-03769

Lender

Name	AMERICAN STATE BANK SIOUX CENTER
Address	SIOUX CENTER, IA 51250

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Feb 28, 2018

Tax Assessment & Valuation

Source: Sioux County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alton City
County	Sioux County
Unified School District	MOC-Floyd Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (+19.05%) Homeowner's exemption	$307,000 (+25.66%) Land $21,380 Building $285,620	$307,000 (+25.66%) Land $21,380 Building $285,620
2024	$3,412.00 (+76.24%)
2023		$244,310 (+104.19%) Land $21,380 Building $222,930	$244,310 (+104.19%) Land $21,380 Building $222,930
2022	$1,936.00 Homeowner's exemption	$119,650 Land $21,380 Building $98,270
2021			$119,650 Land $21,380 Building $98,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTON MUNICIPAL WATER DEPARTMENT serves 1,248 people · EPA ID IA8403029
Water Source	Purchased groundwater from ORANGE CITY MUNICIPAL WATER DEPARTMENT
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

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