612 E Division St, Alton, IA 51003 Property Records

Sioux County property record for 612 E Division St, Alton, IA 51003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Feb 2026)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-201-011`

Property Details

APN / Parcel Number

Primary APN	`23-11-201-011`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	612 E DIVISION ST
City	ALTON
State	IA
Zip	51003-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 TR IN (PARCEL A)SUBD PT NW NE &NE NW 11-94-44
Legal Subdivision	SUBDIV OF PART OF NW NE & NE NW 11-94-44
Jurisdiction	SIOUX IA
Township / Civil Division	NASSAU
Census Block Group	3
Census Block	3011
Census Tract	70500

Owner

Source: Sioux County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 E DIVISION ST, ALTON, IA 51003-8611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage AMERICAN STATE BANK HOME LOAN CENTER
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
May 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 24, 2007	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Feb 24, 2026	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2026995
Deed Book / Page	2026 / 995
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003198
Date	Jul 6, 2018
Book Page	0000002018/0000003198
Instrument	2018-03198

Lender

Name	AMERICAN STATE BANK HOME LOAN CENTER

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/6969
Date	Oct 5, 2020
Book Page	2020/6969
Instrument	2020-06969

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/02826
Date	May 20, 2013
Book Page	2013/02826
Instrument	2013-02826

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2018

Interest

Rate Type	Fixed Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026/997
Date	Feb 24, 2026
Book Page	2026/997
Instrument	2026-00997

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/06998
Date	Dec 24, 2007
Book Page	2007/06998
Instrument	2007-06998

Lender

Name	IOWA BANKERS MORTGAGE CORP
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Feb 24, 2026
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Document Number	002026/995
Book / Page	2026 / 995
Instrument Date	Feb 18, 2026
Instrument	2026-00995
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 E DIVISION ST, ALTON, IA 51003-8611

Mortgage

Document Number	0202600996
Date	Feb 24, 2026
Instrument	2026-00996

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Oct 28, 2019
Property Address	612 E DIVISION ST, ALTON, IA 51003-8611
Document Number	02019/5423
Book / Page	2019 / 5423
Instrument Date	Oct 24, 2019
Instrument	2019-05423
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E DIVISION ST, ALTON, IA 51003-8611

Mortgage

Document Number	02019/5424
Date	Oct 28, 2019
Book Page	2019/5424
Instrument	2019-05424

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Sioux County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alton City
County	Sioux County
Unified School District	MOC-Floyd Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00 (+18.93%) Homeowner's exemption	$249,750 (+26.06%) Land $17,000 Building $232,750	$249,750 (+26.06%) Land $17,000 Building $232,750
2024	$2,842.00 (+2.9%)
2023		$198,120 (+18.7%) Land $17,000 Building $181,120	$198,120 (+18.7%) Land $17,000 Building $181,120
2022	$2,762.00 Homeowner's exemption	$166,910 Land $17,000 Building $149,910
2021			$166,910 Land $17,000 Building $149,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTON MUNICIPAL WATER DEPARTMENT serves 1,248 people · EPA ID IA8403029
Water Source	Purchased groundwater from ORANGE CITY MUNICIPAL WATER DEPARTMENT
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

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