702 E Division St, Alton, IA 51003 Property Records

Sioux County property record for 702 E Division St, Alton, IA 51003

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,834 sqft · built 1890
Lot Size	2.38 acres (103,672 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`23-11-201-003`

Property Details

APN / Parcel Number

Primary APN	`23-11-201-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,672 sqft (2.38 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	80 sqft
Patio Area	303 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	702 E DIVISION ST
City	ALTON
State	IA
Zip	51003-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 E1/2 SUBD PT NW NE & NE NW 11-94-44
Legal Subdivision	SUBDIV OF PART OF NW NE & NE NW 11-94-44
Jurisdiction	SIOUX IA
Township / Civil Division	NASSAU
Census Block Group	3
Census Block	3011
Census Tract	70500

Owner

Source: Sioux County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	700 E DIVISION ST, ALTON, IA 51003-8612
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
Sep 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	20224702
Deed Book / Page	2022 / 4702
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000002853
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Aug 12, 2022
Property Address	702 E DIVISION ST, ALTON, IA 51003-8612
Document Number	02022/4702
Book / Page	2022 / 4702
Instrument Date	Aug 11, 2022
Instrument	2022-04702
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 E DIVISION ST, ALTON, IA 51003-8612

Mortgage

Document Number	02022/4703
Date	Aug 12, 2022
Book Page	2022/4703
Instrument	2022-04703

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Sep 11, 2019
Property Address	702 E DIVISION ST, ALTON, IA 51003-8612
Document Number	02019/4248
Book / Page	2019 / 4248
Instrument Date	Sep 4, 2019
Instrument	2019-04248
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E DIVISION ST, ALTON, IA 51003-8612

Mortgage

Document Number	02019/4249
Date	Sep 11, 2019
Book Page	2019/4249

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Jun 7, 2017
Property Address	702 E DIVISION ST, ALTON, IA 51003-8612
Document Number	2017/02442
Book / Page	2017 / 02442
Instrument Date	Apr 25, 2017
Instrument	2017-02442
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 6TH AVE, ALTON, IA 51003-8567

Mortgage

Document Number	2017/02443
Date	Jun 7, 2017
Book Page	2017/02443
Instrument	2017-02443

Lender

Name	IOWA STATE BANK
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 7, 2022

Tax Assessment & Valuation

Source: Sioux County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alton City
County	Sioux County
Unified School District	MOC-Floyd Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+20.11%)	$297,140 (+28.43%) Land $14,490 Building $282,650	$297,140 (+28.43%) Land $14,490 Building $282,650
2024	$3,500.00 (+12.9%)
2023		$231,370 (+24.19%) Land $14,490 Building $216,880	$231,370 (+24.19%) Land $14,490 Building $216,880
2022	$3,100.00 Homeowner's exemption	$186,310 Land $14,490 Building $171,820
2021			$186,310 Land $14,490 Building $171,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTON MUNICIPAL WATER DEPARTMENT serves 1,248 people · EPA ID IA8403029
Water Source	Purchased groundwater from ORANGE CITY MUNICIPAL WATER DEPARTMENT
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

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