700 E Appletree Rd, Stearns, KY 42647 Property Records

McCreary County property record for 700 E Appletree Rd, Stearns, KY 42647 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 1971
Lot Size1 acres (43,778 sqft)
OwnerIndividual Name on File
Tax Bill$643 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN122-00-00-027.00

Property Details

APN / Parcel Number

Primary APN122-00-00-027.00
Alternative APN
  • 14181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,454 sqft Living Area
Basement Area1,080 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1971
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,778 sqft (1 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address700 E APPLETREE RD
CitySTEARNS
StateKY
Zip42647-6378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.005 AC & HSE
JurisdictionMCCREARY KY
Township / Civil DivisionSTEARNS-WHITLEY CITY
Census Block Group1
Census Block1003
Census Tract960302

Owner

Source: McCreary County records · APN 122-00-00-027.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address700 E APPLETREE RD, STEARNS, KY 42647-6378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000144546
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address700 E APPLETREE RD, STEARNS, KY 42647-6378
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 E APPLETREE RD, STEARNS, KY 42647-6378
InvestorPossibly a Property Investor

Mortgage

Document Number00M259/646
DateJan 15, 2026
Book PageM259/646
Instrument157854
Lender
NameUNITED CUMBERLAND BANK
TypeBank
AddressWHITLEY CITY, KY 42653
Agreement
AmountAmount Recorded
Term18 Months
DueJul 14, 2027

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 (-1.38%)$80,000 (-)$80,000 (-)
2023$652.00$80,000$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 79% of Kentucky
Wildfire LikelihoodAbout 1 in 599 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Appletree Rd

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