McCreary County property record for 545 E Appletree Rd, Stearns, KY 42647 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,074 sqft · built 1991 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Apr 2007 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-40-03-008.00 |
| Primary APN | 122-40-03-008.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,074 sqft Living Area |
|---|---|
| Basement Area | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.769 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 104 sqft |
| Deck Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 545 E APPLETREE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 TRACTS & HSE |
| Legal Tract | 2 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960402 |
Source: McCreary County records · APN 122-40-03-008.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 E APPLETREE RD, STEARNS, KY 42647-6375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000180299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 545 E APPLETREE RD, STEARNS, KY 42647-6375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000156/311 |
|---|---|
| Date | Apr 13, 2007 |
| Book Page | 156/311 |
| Instrument | 83320 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Apr 13, 2040 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 (-1.5%) | $98,000 (-) | $98,000 (-) |
| 2023 | $799.00 | $98,000 | $98,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 420 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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