659 E Appletree Rd, Stearns, KY 42647 Property Records

McCreary County property record for 659 E Appletree Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,497 sqft · built 1968
Lot Size	1.28 acres (55,892 sqft)
Owner	2 Company Names on File
Last Sale	$10,000 (Apr 2022)
Tax Bill	$643 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`122-40-03-011.00`

Property Details

APN / Parcel Number

Primary APN	`122-40-03-011.00`
Alternative APN	`15878`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,497 sqft Living Area
Basement Area	1,497 sqft
Unfinished Basement	1,497 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,892 sqft (1.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	303 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	115 sqft
Deck Area	221 sqft

Utilities, Heating & Cooling

Heating System	Other
Water Source	Commercial

Location & Zoning

Street Address	659 E APPLETREE RD
City	STEARNS
State	KY
Zip	42647-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS (12 LOTS) & HSE
Legal Subdivision	EDWARD M. MURPHY SUB DIVISION
Legal Tract	2
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	1
Census Block	1008
Census Tract	960402

Owner

Source: McCreary County records · APN 122-40-03-011.00

Assessment roll updated January 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 505, STEARNS, KY 42647-0505
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2022 · Amount on Record
Deed Sale	Apr 06, 2022 · Amount on Record
Prior Sale	Apr 05, 2022 · Amount on Record
Deed Document Number	2022136832
Deed Book / Page	229 / 262
Record Updated	Jun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCCREARY KY
Recording Date	Apr 06, 2022
Property Address	659 E APPLETREE RD, STEARNS, KY 42647-6377
Document Number	00D229/262
Book / Page	D229 / 262
Map Reference	DB 58 PG 316
Instrument Date	Apr 06, 2022
Instrument	136832
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	659 E APPLETREE RD, STEARNS, KY 42647-6377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 E APPLETREE RD, STEARNS, KY 42647-6377

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (+0.47%)	$80,000 (-)	$80,000 (-)
2024	$640.00 (-1.84%)	$80,000 (-)	$80,000 (-)
2023	$652.00	$80,000	$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative, Inc. (KY & TN) Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.