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700 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 700 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,092 sqft Living Area
Lot Size28,401 sqft (0.652 acres)
GarageAttached, 440 sqft
Last Sale$428,500 (2022)
Tax Bill$2,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-006-153

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,092 sqft Living Area
Gross Area2,532 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional Style
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,401 sqft (0.652 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area120 sqft Deck
Patio Area120 sqft Patio
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address700 CIRCLE TRACE RD
CityMONROE
StateNC
Zip28110-7694
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#31 & #31B POTTERS TRACE PH2 MP2 OPCL285
Legal SubdivisionPOTTERS TRACE
Legal Lot Number31
JurisdictionUNION NC
Minor Civil DivisionSANDY RIDGE
Census Blockgroup2
Census Block2015
Census Tract20308

Owner

Source: Union County records · APN 06-006-153

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1800 SILAS DEANE HWY APT 228, 228, ROCKY HILL
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 08, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2022 · Amount on Record
Deed SaleMay 09, 2022 · Amount on Record
Prior SaleDec 14, 2010 · Amount on Record
Deed Doc Number202217004
Deed Book / Page8473 / 277
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 09, 2022
Property Address700 CIRCLE TRACE RD, MONROE, NC 28110-7694
Document Number0008473277
Book / Page8473 / 277
Map ReferenceCAB H FILE 13
Instrument DateMay 09, 2022
Instrument17004
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$857.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6610 REA CROFT DR, 6610, CHARLOTTE, NC 28226-9215

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 SILAS DEANE HWY # 228, 228, ROCKY HILL, CT 06067-1327

Mortgage

Document Number0000017005
DateMay 09, 2022
Instrument17005
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJun 01, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.12%
IndexOther
Max Rate9.12%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address700 CIRCLE TRACE RD, MONROE, NC 28110-7694
Document Number7160292
Instrument DateMay 08, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 CIRCLE TRACE RD MONROE NC 281107694, MONROE, NC 28110-7694

Mortgage

Document Number7160292
DateMay 22, 2018
Book Page007160/000292
Instrument13697
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+30.03%)$468,600 (+72.03%) Land $102,000 Building $366,600$468,600 (+72.03%) Land $102,000 Building $366,600
2024$1,755.00 (+0.92%)$272,400 (-) Land $56,600 Building $215,800
2023$1,739.00$272,400 Land $56,600 Building $215,800$272,400 (-) Land $56,600 Building $215,800
2021$272,400 Land $56,600 Building $215,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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