Union County property record for 625 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,832 sqft Living Area |
| Lot Size | 13,809 sqft (0.317 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2025) |
| Tax Bill | $2,802.00 (2025) |
| Primary APN | 06-006-160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,832 sqft Living Area |
| Gross Area | 3,294 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,809 sqft (0.317 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 194 sqft Deck |
| Patio Area | 194 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 625 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #71B POTTERS TRACE PH2 MP2 OPCL285 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 71 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-160
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 625 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2010 · Amount on Record |
| Deed Doc Number | 202511857 |
| Deed Book / Page | 9118 / 62 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 625 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8239126 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 8239/126 |
| Instrument | 43238 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 625 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7256769 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 7256/769 |
| Instrument | 0029805 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 625 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 625 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Document Number | 7956400 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 7956/400 |
| Instrument | 2231 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Feb 01, 2043 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 (+31.43%) | $575,400 (+72.28%) Land $102,000 Building $473,400 | $575,400 (+72.28%) Land $102,000 Building $473,400 |
| 2023 | $2,132.00 | $334,000 Land $56,600 Building $277,400 | $334,000 Land $56,600 Building $277,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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