70 Spring St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 70 Spring St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2026)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:037 B:066`

Property Details

APN / Parcel Number

Primary APN	`GARR M:037 B:066`
Alternative APNs	`M:037 L:066` `2142`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	962 sqft Living Area
Gross Area	2,388 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2142
Street Address	70 SPRING ST
City	GARDINER
State	ME
Zip	04345-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	66
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	1
Census Block	1011
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

70 Spring St is owned by an individual who bought it in January 2026.

Source: Kennebec County and Gardiner City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1176 OLD STAGE RD, WOOLWICH, ME 04579-4715
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Jul 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Sep 24, 2009	Intrafamily Transfer, Transfer MERRIMACK MTG CO
Jun 22, 2006	Intrafamily Transfer, Transfer HOMECOMING FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20261788
Deed Book / Page	15626 / 346
Transfer Doc	1022000334
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	70 SPRING ST, GARDINER, ME 04345-1824
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014829
Date	Jun 3, 2021
Book Page	14031/180
Instrument	2021014829

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	217 Months
Due	Jul 1, 2039

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Jan 30, 2026
Property Address	70 SPRING ST, GARDINER, ME 04345-1824
Document Number	2026001788
Book / Page	15626 / 346
Instrument Date	Jan 29, 2026
Instrument	2026001788
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 OLD STAGE RD, WOOLWICH, ME 04579-4715

Mortgage

Document Number	2026001789
Date	Jan 30, 2026
Instrument	2026001789

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Jul 1, 2019
Property Address	70 SPRING ST, GARDINER, ME 04345-1824
Document Number	2019013244
Book / Page	13254 / 107
Instrument Date	Jun 28, 2019
Instrument	2019013244
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SCENIC LN, SOMERVILLE, ME 04348-3209

Mortgage

Document Number	2019013245
Date	Jul 1, 2019
Instrument	2019013245

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARDINER ME
Recording Date	Sep 24, 2009
Property Address	70 SPRING ST, GARDINER, ME 04345-1824
Document Number	0000027759
Book / Page	10221 / 0334
Instrument	000000027759
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027760
Date	Sep 24, 2009
Book Page	10221/0335
Instrument	000000027760

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	324 Months
Due	Aug 31, 2036

June 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARDINER ME
Recording Date	Jun 22, 2006
Property Address	70 SPRING ST, GARDINER, ME 04345-1824
Document Number	0000017504
Book / Page	08952 / 0040
Instrument	000000017504
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017505
Date	Jun 22, 2006
Book Page	08952/0042
Instrument	000000017505

Lender

Name	HOMECOMING FINANCIAL

Agreement

Amount	Amount on Record
Term	288 Months
Due	Jun 22, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 70 Spring St was $1,715, up 2.8% from the year before.

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+2.76%)	$65,200 (-) Land $20,400 Building $44,800
2024	$1,669.00 (+8.03%)	$65,200 (-) Land $20,400 Building $44,800	$212,420
2023	$1,545.00 (+6.77%)	$65,200 (-) Land $20,400 Building $44,800
2022	$1,447.00	$65,200 Land $20,400 Building $44,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Spring St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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