54 Spring St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 54 Spring St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,304 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2023)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:037 B:064`

Property Details

APN / Parcel Number

Primary APN	`GARR M:037 B:064`
Alternative APNs	`M:037 L:064` `2140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,688 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2140
Street Address	54 SPRING ST
City	GARDINER
State	ME
Zip	04345-1890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	64
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	1
Census Block	1011
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

54 Spring St is owned and occupied by two individuals who bought it in September 2023.

Source: Kennebec County and Gardiner City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SPRING ST, GARDINER, ME 04345-1890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL AREA FCU (MAINE)
Jan 17, 2018	Intrafamily Transfer, Transfer RESIDENTIAL MTG SVCS
Sep 1, 2017	Quit Claim Deed, Transfer
Sep 1, 2017	Quit Claim Deed, Transfer BRAMLIE DEV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	202319294
Deed Book / Page	14874 / 260
Transfer Doc	2018000968
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Sep 28, 2023
Property Address	54 SPRING ST, GARDINER, ME 04345-1890
Document Number	2023019294
Book / Page	14874 / 260
Instrument Date	Sep 26, 2023
Instrument	2023019294
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 S MAPLE ST, RANDOLPH, ME 04346-5240

Mortgage

Document Number	2023019295
Date	Sep 28, 2023
Instrument	2023019295

Lender

Name	CAPITAL AREA FCU (MAINE)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2028
Max Rate At Change	1.75%
Index	LIBOR

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARDINER ME
Recording Date	Jan 17, 2018
Property Address	54 SPRING ST, GARDINER, ME 04345-1890
Document Number	2018000968
Book / Page	12823 / 0031
Instrument	2018000968
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800969
Date	Jan 17, 2018
Instrument	201800969

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDINER ME
Recording Date	Sep 1, 2017
Property Address	54 SPRING ST, GARDINER, ME 04345-1890
Document Number	2017020785
Book / Page	12707 / 0326
Instrument	2017020785
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDINER ME
Recording Date	Sep 1, 2017
Property Address	54 SPRING ST, GARDINER, ME 04345-1890
Document Number	2017020786
Book / Page	12707 / 0328
Instrument	2017020786
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017020787
Date	Sep 1, 2017
Instrument	2017020787

Lender

Name	BRAMLIE DEV LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 54 Spring St was $4,040, up 2.7% from the year before.

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,040.00 (+2.75%)	$153,600 (-) Land $22,800 Building $130,800
2024	$3,932.00 (+18.68%)	$153,600 (+9.87%) Land $22,800 Building $130,800	$280,440
2023	$3,313.00 (+6.73%)	$139,800 (-) Land $22,800 Building $117,000
2022	$3,104.00	$139,800 Land $22,800 Building $117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Spring St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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