69 Spring St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 69 Spring St, Gardiner, ME 04345

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,470 sqft · built 1900
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$119,600 (May 2017)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Mar 2019 Refinance Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:037 B:075`

Property Details

APN / Parcel Number

Primary APN	`GARR M:037 B:075`
Alternative APNs	`M:037 L:075` `2153`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,470 sqft Living Area
Gross Area	7,657 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2153
Street Address	69 SPRING ST
City	GARDINER
State	ME
Zip	04345-1892
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	12
Legal Block	75
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	1
Census Block	1002
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	241 STATE ST, 1A, AUGUSTA, ME 04330-6825
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
May 12, 2026	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
May 11, 2017	Intrafamily Transfer, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Document Number	20179358
Deed Book / Page	12600 / 129
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	69 SPRING ST, GARDINER, ME 04345-1892
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005055
Date	Mar 18, 2019
Book Page	13168/247
Instrument	2019005055

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	69 SPRING ST, GARDINER, ME 04345-1892
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003493
Date	Feb 10, 2021
Book Page	13891/242
Instrument	2021003493

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	69 SPRING ST, GARDINER, ME 04345-1892
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014481
Date	Jun 2, 2021
Book Page	14028/291
Instrument	2021014481

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Recording Date	May 12, 2026
Property Address	69 SPRING ST, GARDINER, ME 04345-1892
Document Number	2026009550
Book / Page	15722 / 41
Instrument Date	May 26, 2021
Instrument	20269550
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SPRING ST, GARDINER, ME 04345-1892
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009550,
Date	May 12, 2026
Book Page	15722/41
Instrument	20269550

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARDINER ME
Recording Date	May 11, 2017
Property Address	69 SPRING ST, GARDINER, ME 04345-1892
Document Number	2017009358
Book / Page	12600 / 0129
Instrument	2017009358
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009359
Date	May 11, 2017
Instrument	2017009359

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 11, 2042

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,495.00 (+2.74%)	$170,900 (-) Land $25,100 Building $145,800
2024	$4,375.00 (+8.02%)	$170,900 (-) Land $25,100 Building $145,800
2023	$4,050.00 (+6.75%)	$170,900 (-) Land $25,100 Building $145,800
2022	$3,794.00	$170,900 Land $25,100 Building $145,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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