Middlesex County and Lowell City property record for 70 Richards St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,270 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $79,000 (Nov 1992) |
| Tax Bill | $4,464 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | K00690 |
| Primary APN | K00690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 694 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | K00690 |
|---|---|
| Street Address | 70 RICHARDS ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 4915 |
| Legal Lot Number | 70 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 70 RICHARDS ST, LOWELL, MA 01850-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1992 · Amount on Record |
| Deed Sale | Nov 20, 1992 · Amount on Record |
| Prior Sale | Oct 1, 1992 · Amount on Record |
| Last Transfer Date | Nov 11, 2021 |
| Transfer Doc | 36521-221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 70 RICHARDS ST, LOWELL, MA 01850-2252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036912-154 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 36912/154 |
| Instrument | 12460 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 17, 2021 |
| Property Address | 70 RICHARDS ST, LOWELL, MA 01850-2252 |
| Document Number | 36521-221 |
| Book / Page | 36521 / 221 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 67123 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 RICHARDS ST, LOWELL, MA 01850-2252 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,464.00 (+6.21%) | $393,300 (+7.43%) Land $144,000 Building $249,300 | $416,934 (+30.58%) |
| 2025 | $4,203.00 (+2.44%) | $366,100 (+6.27%) Land $134,600 Building $231,500 | $319,295 (+2.03%) |
| 2024 | $4,103.00 (+6.13%) | $344,500 (+10.66%) Land $125,800 Building $218,700 | $312,930 |
| 2023 | $3,866.00 | $311,300 Land $109,400 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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