Middlesex County and Lowell City property record for 64 Richards St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,940 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Sep 2020) |
| Tax Bill | $5,197 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D06650 |
| Primary APN | D06650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 858 sqft |
| Attic | Attic |
| Attic Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | D06650 |
|---|---|
| Street Address | 64 RICHARDS ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | MARY C KANTELES |
| Legal Block | 4915 |
| Legal Lot Number | 64 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310200 |
64 Richards St is owned and occupied by two individuals who bought it in September 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 RICHARDS ST, LOWELL, MA 01850-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Dec 4, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Jul 23, 2009 · Amount on File |
| Deed Document Number | 202046626 |
| Prior Transfer Date | Sep 23, 2020 |
| Prior Transfer Doc | 34669-281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 24, 2020 |
| Property Address | 64 RICHARDS ST, LOWELL, MA 01850-2252 |
| Document Number | 34669-281 |
| Book / Page | 34669 / 281 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 46626 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | RICHARDS ST, LOWELL, MA |
| Document Number | 46627 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 46627 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 4, 2018 |
| Property Address | 64 RICHARDS ST, LOWELL, MA 01850-2252 |
| Document Number | 32615-183 |
| Book / Page | 32615 / 183 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 52774 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 RICHARDS ST, LOWELL, MA 01850-2252 |
| Document Number | 32615-186 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 32615/186 |
| Instrument | 52775 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 64 Richards St was $5,197, up 8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,197.00 (+7.96%) | $457,900 (+9.21%) Land $143,900 Building $314,000 | $517,615 (+16.5%) |
| 2025 | $4,814.00 (-1.53%) | $419,300 (+2.14%) Land $134,500 Building $284,800 | $444,315 (+1.59%) |
| 2024 | $4,889.00 (+5.73%) | $410,500 (+10.26%) Land $125,700 Building $284,800 | $437,380 |
| 2023 | $4,624.00 | $372,300 Land $109,300 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 64 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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