Middlesex County and Lowell City property record for 30 Richards St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $252,000 (Jun 2015) |
| Tax Bill | $5,857 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S15450 |
| Primary APN | S15450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 5,495 sqft |
| 1st Floor Area | 1,638 sqft |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | S15450 |
|---|---|
| Street Address | 30 RICHARDS ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 4915 |
| Legal Lot Number | 30 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 23, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Sep 9, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILLS 42 CREDIT UNION |
| Sep 20, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILLS 42 CREDIT UNION |
| Sep 20, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILLS 42 CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2015 · Amount on File |
| Deed Sale | Jun 25, 2015 · Amount on File |
| Prior Sale | Mar 31, 1978 · Amount on File |
| Deed Document Number | 201526704 |
| Deed Book / Page | 29179 / 231 |
| Transfer Doc | 029179-231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 23, 2026 |
| Property Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Document Number | 0040007-47 |
| Book / Page | 40007 / 47 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202612038 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039780-273 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 39780/273 |
| Instrument | 101 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037367-187 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 37367/187 |
| Instrument | 38330 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036277-29 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 36277/29 |
| Instrument | 55045 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 30 RICHARDS ST, LOWELL, MA 01850-2255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36277-29 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 36277/29 |
| Instrument | 55045 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,857.00 (+5.7%) | $516,000 (+6.9%) Land $181,100 Building $334,900 | $520,657 (+33.61%) |
| 2025 | $5,541.00 (+5.28%) | $482,700 (+9.23%) Land $169,200 Building $313,500 | $389,690 (+1.76%) |
| 2024 | $5,263.00 (+8.31%) | $441,900 (+12.96%) Land $158,200 Building $283,700 | $382,945 |
| 2023 | $4,859.00 | $391,200 Land $137,500 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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