70 Oak St, Commerce, GA 30529 Property Records

Jackson County property record for 70 Oak St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2022)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C13 010B`

Property Details

APN / Parcel Number

Primary APN	`C13 010B`
Alternative APN	`9033`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Heated Area
1st Floor Area	1,372 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	96 ft deep x 96 ft wide
Porch	Open Porch
Porch Area	132 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9033
Old Parcel Number	C13 010B
Street Address	70 OAK ST
City	COMMERCE
State	GA
Zip	30529-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Description	PLAT BOOK 45 PG 33
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4056
Census Tract	10400

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 OAK ST, COMMERCE, GA 30529-2706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	000103A498
Deed Book / Page	103A / 498
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 30, 2022
Property Address	70 OAK ST, COMMERCE, GA 30529-2706
Document Number	00103A0498
Book / Page	103A / 498
Instrument Date	Jun 30, 2022
Instrument	2022-003174
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 OAK ST, COMMERCE, GA 30529-2706

Mortgage

Document Number	000103A499
Date	Jun 30, 2022
Instrument	103A/499

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 30, 2022
Property Address	70 OAK ST, COMMERCE, GA 30529-2706
Document Number	00103A0498
Book / Page	103A / 498
Instrument Date	Jun 30, 2022
Instrument	2022-003174
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 OAK ST, COMMERCE, GA 30529-2706

Mortgage

Document Number	00103A0000000499
Date	Jul 5, 2022
Book Page	000000103A/0000000499

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 9, 2021
Property Address	70 OAK ST, COMMERCE, GA 30529-2706
Document Number	00094C0078
Book / Page	94C / 78
Instrument Date	Feb 9, 2021
Instrument	2021-000581
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4764 MARTINS CROSSING WEST DR, FLOWERY BRANCH, GA 30542-5703

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 (+31.75%) Homeowner's exemption	$82,960 (+47.51%) Land $37,680 Building $45,280	$207,400 (+47.51%) Land $94,200 Building $113,200
2024	$1,534.00 (+54.79%) Homeowner's exemption	$56,240 (+10.45%) Land $10,960 Building $45,280	$140,600 (+10.45%) Land $27,400 Building $113,200
2023	$991.00 (-4.25%)	$50,920 (+59.52%) Land $10,960 Building $39,960	$127,300 (+59.52%) Land $27,400 Building $99,900
2022	$1,035.00	$31,920 Land $7,280 Building $24,640	$79,800 Land $18,200 Building $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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