148 Oak St, Commerce, GA 30529 Property Records

Jackson County property record for 148 Oak St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 876 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C13 013`

Property Details

APN / Parcel Number

Primary APN	`C13 013`
Alternative APN	`9036`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	876 sqft Heated Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	96 ft deep x 95 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9036
Street Address	148 OAK ST
City	COMMERCE
State	GA
Zip	30529-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.20 ACRE LOT PLAT BY H.G. PRICKETT
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4056
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 OAK ST, COMMERCE, GA 30529-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Book / Page	107W / 224
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	00065P0211
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 24, 2023
Property Address	148 OAK ST, COMMERCE, GA 30529-2707
Document Number	00107W0224
Book / Page	107W / 224
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 OAK ST, COMMERCE, GA 30529-2707

Mortgage

Document Number	000107W226
Date	Aug 24, 2023
Instrument	107W/226

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	148 OAK ST, COMMERCE, GA 30529-2707
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077A0101
Date	May 19, 2017
Book Page	77A/101

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	148 OAK ST, COMMERCE, GA 30529-2707
Document Number	00092H0090
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 OAK ST COMMERCE GA 305292707, COMMERCE, GA 30529-2707

Mortgage

Document Number	00092H0090
Date	Oct 30, 2020
Book Page	00092H/000090

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,040 (-) Land $15,400 Building $57,640	$182,600 (-) Land $38,500 Building $144,100
2025	$1,895.00 (+3.67%) Homeowner's exemption	$73,040 (+9.21%) Land $15,400 Building $57,640	$182,600 (+9.21%) Land $38,500 Building $144,100
2024	$1,828.00 (+44.85%) Homeowner's exemption	$66,880 (+11.32%) Land $9,240 Building $57,640	$167,200 (+11.32%) Land $23,100 Building $144,100
2023	$1,262.00 (-15.64%) Homeowner's exemption	$60,080 (+28.27%) Land $9,240 Building $50,840	$150,200 (+28.27%) Land $23,100 Building $127,100
2022	$1,496.00 Homeowner's exemption	$46,840 Land $6,920 Building $39,920	$117,100 Land $17,300 Building $99,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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