185 Oak St, Commerce, GA 30529 Property Records

Jackson County property record for 185 Oak St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1890
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (May 2024)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C13 034`

Property Details

APN / Parcel Number

Primary APN	`C13 034`
Alternative APN	`9056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,858 sqft Heated Area
1st Floor Area	1,858 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	290 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	748 sqft
Deck Area	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9056
Street Address	185 OAK ST
City	COMMERCE
State	GA
Zip	30529-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1 PB.87 PG.1
Legal Tract	1
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4055
Census Tract	10400

Owner

185 Oak St is owned and occupied by an individual who bought it in May 2024.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	185 OAK ST, COMMERCE, GA 30529-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage PEOPLES BANK AND TRUST
Apr 28, 2023	Warranty Deed, Transfer
Mar 3, 2023	Limited Warranty Deed, Transfer
Aug 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Book / Page	111C / 11
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	00104R0416
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	185 OAK ST, COMMERCE, GA 30529-2710
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 OAK ST, COMMERCE, GA 30529-2710

Mortgage

Document Number	00107X0000000351
Date	Aug 28, 2023
Book Page	000000107X/0000000351

Lender

Name	PEOPLES BANK AND TRUST

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 28, 2023
Property Address	185 OAK ST, COMMERCE, GA 30529-2710
Document Number	00106H0698
Book / Page	106H / 698
Instrument Date	Apr 28, 2023
Instrument	2023-001706
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6061 RIVERVIEW PKWY, BRASELTON, GA 30517-1638

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 3, 2023
Property Address	185 OAK ST, COMMERCE, GA 30529-2710
Document Number	00105P0783
Book / Page	105P / 783
Instrument Date	Mar 3, 2023
Instrument	2023-000833
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 DOUBLE SPRINGS RD SW, MONROE, GA 30656-6421

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 18, 2022
Property Address	185 OAK ST, COMMERCE, GA 30529-2710
Document Number	00104R0416
Book / Page	104R / 416
Instrument Date	Aug 18, 2022
Instrument	2022-005462
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 COBBLESTONE CT, COMMERCE, GA 30529-3135

Tax Assessment & Valuation

The 2025 property tax bill for 185 Oak St was $2,935 with a homeowner's exemption, up 362.9% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,960 (-) Land $16,360 Building $123,600	$349,900 (-) Land $40,900 Building $309,000
2025	$2,935.00 (+362.93%) Homeowner's exemption	$139,960 (+508.52%) Land $16,360 Building $123,600	$349,900 (+508.52%) Land $40,900 Building $309,000
2024	$634.00 (-49.8%)	$23,000 (-46.11%) Land $9,800 Building $13,200	$57,500 (-46.11%) Land $24,500 Building $33,000
2023	$1,263.00 (+41.59%)	$42,680 (+55.09%) Land $28,720 Building $13,960	$106,700 (+55.09%) Land $71,800 Building $34,900
2022	$892.00	$27,520 Land $16,040 Building $11,480	$68,800 Land $40,100 Building $28,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 185 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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