70 Crest Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 70 Crest Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,675 sqft · built 1900
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,540,000 (Nov 2021)
Tax Bill	$44,601 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-02107-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-02107-0000-00006`
Alternative APN	`510210700006`

Interior

Stories	2 Stories
Building Area	3,675 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	21,475 sqft (0.493 acres)
Lot Dimensions	183 ft deep x 113 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	70 CREST RD
City	RIDGEWOOD
State	NJ
Zip	07450-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.493 AC
Legal Block	2107
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1014
Census Tract	47300

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 CREST RD, RIDGEWOOD, NJ 07450-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA
Nov 22, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jul 27, 2015 · Amount on Record
Deed Document Number	2021173011
Deed Book / Page	4467 / 1196
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	70 CREST RD, RIDGEWOOD, NJ 07450-3104
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CREST RD, RIDGEWOOD, NJ 07450-3104

Mortgage

Document Number	0056430590
Date	Nov 12, 2025
Book Page	5643/590
Instrument	2025076551

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	STAMFORD, CT 06905

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 22, 2021
Property Address	70 CREST RD, RIDGEWOOD, NJ 07450-3104
Document Number	0044671196
Book / Page	4467 / 1196
Instrument Date	Nov 5, 2021
Instrument	2021173011
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,509.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17680 FIELDBROOK CIR N, 17680, BOCA RATON, FL 33496-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CREST RD, RIDGEWOOD, NJ 07450-3104

Mortgage

Document Number	2021173012
Date	Nov 22, 2021
Instrument	2021173012

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,543,300 (-) Land $669,400 Building $873,900	$1,543,300 (-) Land $669,400 Building $873,900
2025	$44,601.00 (+0.73%)	$1,543,300 (+6.68%) Land $669,400 Building $873,900	$1,543,300 (+6.68%) Land $669,400 Building $873,900
2024	$44,277.00 (+3.24%)
2023		$1,446,600 Land $669,400 Building $777,200	$1,446,600 Land $669,400 Building $777,200
2022	$42,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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