37 Crest Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 37 Crest Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,248 sqft · built 1925
Lot Size	0.453 acres (19,733 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jul 2003)
Tax Bill	$37,628 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-02013-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`51-02013-0000-00005`
Alternative APN	`510201300005`

Interior

Stories	2 Stories
Building Area	3,248 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	19,733 sqft (0.453 acres)
Lot Dimensions	256 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37 CREST RD
City	RIDGEWOOD
State	NJ
Zip	07450-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.453 AC
Legal Block	2013
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4000
Census Tract	47400

Owner

37 Crest Rd is owned and occupied by two individuals who bought it in July 2003.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CREST RD, RIDGEWOOD, NJ 07450-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 12, 2016	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2003 · Amount on File
Deed Sale	Jul 3, 2003 · Amount on File
Prior Sale	Oct 20, 2000 · Amount on File
Deed Book / Page	8591 / 566
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	37 CREST RD, RIDGEWOOD, NJ 07450-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037591507
Date	Oct 9, 2020
Book Page	3759/1507
Instrument	20-101431

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	37 CREST RD, RIDGEWOOD, NJ 07450-3101
Document Number	0037860789
Instrument Date	Oct 12, 2016
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 CREST RD RIDGEWOOD NJ 074503101, RIDGEWOOD, NJ 07450-3101

Mortgage

Document Number	0037860789
Date	Oct 23, 2020
Book Page	003786/000789
Instrument	109223

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 22, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 37 Crest Rd was $37,628, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,302,000 (-) Land $602,800 Building $699,200	$1,302,000 (-) Land $602,800 Building $699,200
2025	$37,628.00 (+0.73%)	$1,302,000 Land $602,800 Building $699,200	$1,302,000 Land $602,800 Building $699,200
2024	$37,354.00
2023		$1,302,000 Land $602,800 Building $699,200	$1,302,000 Land $602,800 Building $699,200
2022	$35,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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