64 Crest Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 64 Crest Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	5,596 sqft · built 1905
Lot Size	0.752 acres (32,757 sqft)
Owner	2 Individual Names on File
Last Sale	$2,310,000 (Aug 2018)
Tax Bill	$58,829 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-02111-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`51-02111-0000-00005`
Alternative APN	`510211100005`

Interior

Stories	2 Stories
Building Area	5,596 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	32,757 sqft (0.752 acres)
Lot Dimensions	183 ft deep x 179 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	64 CREST RD
City	RIDGEWOOD
State	NJ
Zip	07450-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.752 AC
Legal Block	2111
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1015
Census Tract	47300

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 CREST RD, RIDGEWOOD, NJ 07450-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 15, 2019	Deed of Trust, Mortgage · ARM FIRST RELIANCE BANK
Aug 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	201818-058173
Deed Book / Page	3026 / 1018
Prior Transfer Date	Jun 29, 1999
Prior Transfer Doc	0000119651
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	64 CREST RD, RIDGEWOOD, NJ 07450-3102
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043991761
Date	Oct 1, 2021
Book Page	4399/1761
Instrument	2021152298

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	64 CREST RD, RIDGEWOOD, NJ 07450-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032201581
Date	Apr 15, 2019
Book Page	3220/1581
Instrument	19-023353

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Apr 1, 2019
Index	1-Month LIBOR

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 14, 2018
Property Address	64 CREST RD, RIDGEWOOD, NJ 07450-3102
Document Number	0030261018
Book / Page	3026 / 1018
Instrument Date	Jul 27, 2018
Instrument	00018-058173
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CREST RD, RIDGEWOOD, NJ 07450-3102

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,035,600 (-) Land $802,100 Building $1,233,500	$2,035,600 (-) Land $802,100 Building $1,233,500
2025	$58,829.00 (+0.73%)	$2,035,600 (+1.78%) Land $802,100 Building $1,233,500	$2,035,600 (+1.78%) Land $802,100 Building $1,233,500
2024	$58,401.00 (+6.84%)
2023		$2,000,000 Land $802,100 Building $1,197,900	$2,000,000 Land $802,100 Building $1,197,900
2022	$54,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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