70 Co Rd 396, Centre, AL 35960 Property Records

Cherokee County property record for 70 Co Rd 396, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,855 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 2023)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-17-01-02-0-000-001.012`

Property Details

APN / Parcel Number

Primary APN	`13-17-01-02-0-000-001.012`
Alternative APNs	`ALT APN:1701020000001012` `218587` `6687`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,855 sqft Living Area
1st Floor Area	1,886 sqft
Upper Floors Area	969 sqft
Basement Area	1,848 sqft
Finished Basement	1,384 sqft
Unfinished Basement	464 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft
Deck Area	192 sqft

Location & Zoning

Account Number	218587
Street Address	70 COUNTY ROAD 396
City	CENTRE
State	AL
Zip	35960-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF CLUB HEIGHTS SUB 13/46.
Legal Range	09E
Legal Township	11S
Legal Section	02
Legal Subdivision	CLUB HEIGHTS
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3052
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Nov 20, 2023	Warranty Deed, Transfer FIRST SOUTHERN STATE BANK
Oct 15, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage DITECH FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	2023231498
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645

Mortgage

Document Number	0000241979
Date	Jan 12, 2026
Instrument	241979

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 20, 2023
Property Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645
Document Number	0000231498
Map Reference	MB 13 PG 46
Instrument Date	Nov 17, 2023
Instrument	231498
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645

Mortgage

Document Number	0000231499
Date	Nov 20, 2023
Instrument	231499

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	70 COUNTY ROAD 396, CENTRE, AL 35960-8645
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	204850
Date	Oct 15, 2018
Instrument	204850

Lender

Name	DITECH FINANCIAL
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+7.15%)
2025	$1,887.00 (-45.37%) Homeowner's exemption	$41,280 (-43.84%) Land $1,660 Building $39,620	$412,700 (+12.3%) Land $16,500 Building $396,200
2024	$3,454.00 (+106.33%)	$73,500 (+99.95%) Land $3,300 Building $70,200	$367,500 (-) Land $16,500 Building $351,000
2023	$1,674.00 (-3.18%) Homeowner's exemption	$36,760 (-3.06%)	$367,500 (-3.03%) Land $16,500 Building $351,000
2022	$1,729.00 Homeowner's exemption	$37,920 Land $1,660 Building $36,260	$379,000 Land $16,500 Building $362,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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