10 Co Rd 396, Centre, AL 35960 Property Records

Cherokee County property record for 10 Co Rd 396, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,135 sqft · built 2010
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2021)
Tax Bill	$1,342 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-17-01-02-0-000-001.009`

Property Details

APN / Parcel Number

Primary APN	`13-17-01-02-0-000-001.009`
Alternative APNs	`ALT APN:1701020000001009` `211823`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Account Number	211823
Street Address	10 COUNTY ROAD 396
City	CENTRE
State	AL
Zip	35960-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF CLUB HEIGHTS SUB 13/46.
Legal Range	09E
Legal Township	11S
Legal Section	02
Legal Subdivision	CLUB HEIGHTS
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3052
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 COUNTY ROAD 396, CENTRE, AL 35960-8645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2021217329
Record Updated	Oct 29, 2026

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 26, 2021
Property Address	10 COUNTY ROAD 396, CENTRE, AL 35960-8645
Document Number	0000217329
Map Reference	PB 13 PG 46
Instrument Date	Mar 26, 2021
Instrument	217329
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COUNTY ROAD 396, CENTRE, AL 35960-8645

Mortgage

Document Number	0000217330
Date	Mar 26, 2021
Instrument	217330

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 20, 2018
Property Address	10 COUNTY ROAD 396, CENTRE, AL 35960-8645
Document Number	202225
Instrument Date	Apr 18, 2018
Instrument	202225
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 COUNTY ROAD 396, 10, CENTRE, AL 35960-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COUNTY ROAD 396, CENTRE, AL 35960-8645

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,342.00 (+7.27%)
2025	$1,251.00 Homeowner's exemption	$27,760 (-) Land $1,660 Building $26,100	$277,500 (-) Land $16,500 Building $261,000
2024	$1,251.00 Additional exemption filed	$27,760 (-) Land $1,660 Building $26,100	$277,500 (-) Land $16,500 Building $261,000
2023	$1,251.00 (-52.51%)	$27,760 (-50.48%)	$277,500 (-1%) Land $16,500 Building $261,000
2022	$2,634.00	$56,060 Land $3,300 Building $52,760	$280,300 Land $16,500 Building $263,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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