15 Co Rd 396, Centre, AL 35960 Property Records

Cherokee County property record for 15 Co Rd 396, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,266 sqft · built 2005
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2015)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-17-01-02-0-000-001.018`

Property Details

APN / Parcel Number

Primary APN	`13-17-01-02-0-000-001.018`
Alternative APNs	`ALT APN:1701020000001018` `30420`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	2,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	24 sqft

Location & Zoning

Account Number	30420
Street Address	15 COUNTY ROAD 396
City	CENTRE
State	AL
Zip	35960-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 OF CLUB HEIGHTS SUB 13/46.
Legal Range	09E
Legal Township	11S
Legal Section	02
Legal Subdivision	CLUB HEIGHTS
Legal Lot Number	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3052
Census Tract	955900

Owner

Source: Cherokee County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	Mar 4, 2005
Deed Document Number	2015189861
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227573
Date	Jan 5, 2023
Instrument	227573

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223908
Date	Apr 22, 2022
Instrument	223908

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	May 1, 2030

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209112
Date	Sep 17, 2019
Instrument	209112

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216865
Date	Mar 2, 2021
Instrument	216865

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	15 COUNTY ROAD 396, CENTRE, AL 35960-8644
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	221274
Date	Nov 5, 2021
Instrument	221274

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,920 (-87.24%) Land $1,660 Building $2,260	$307,000 (-) Land $16,500 Building $290,500
2023	Additional exemption filed	$30,720	$307,000 Land $16,500 Building $290,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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