7 Windermere Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 7 Windermere Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1955
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individuals on Record
Last Sale	$590,000 (Nov 2018)
Tax Bill	$21,718 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03707-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-03707-0000-00011`
Alternative APN	`130370700011`

Interior

Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	134 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130370700011
Street Address	7 WINDERMERE RD
City	MONTCLAIR
State	NJ
Zip	07043-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	55X134 IRR
Legal Block	3707
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2001
Census Tract	16200

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	7 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 19, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Feb 29, 1984 · Amount on Record
Deed Document Number	201899863
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097005
Date	Aug 9, 2021
Instrument	2021097005

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2018
Property Address	7 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Document Number	0000099863
Instrument Date	Nov 13, 2018
Instrument	99863
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 WINDERMERE RD MONTCLAIR NJ 070432543, MONTCLAIR, NJ 07043-2543

Mortgage

Document Number	99864
Date	Nov 19, 2018
Instrument	99864

Lender

Name	CITIBANK
Type	Bank
Address	OFALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,700 (-) Land $345,300 Building $272,400	$617,700 (-) Land $345,300 Building $272,400
2025	$21,718.00 (+3.32%)	$617,700 (-) Land $345,300 Building $272,400	$617,700 (-) Land $345,300 Building $272,400
2024	$21,020.00 (+3.5%)
2023		$617,700 Land $345,300 Building $272,400	$617,700 Land $345,300 Building $272,400
2022	$20,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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