Essex County and Montclair Township property record for 5 Windermere Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1941 |
| Lot Size | 0.159 acres (6,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Sep 2017) |
| Tax Bill | $22,516 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03707-0000-00012 |
| Primary APN | 13-03707-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 6,922 sqft (0.159 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130370700012 |
|---|---|
| Street Address | 5 WINDERMERE RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 6920SF |
| Legal Subdivision | MONTCLAIR BUILDERS INC |
| Legal Block | 3707 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township assessment roll, APN 13-03707-0000-00012, as of July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WINDERMERE RD, MONTCLAIR, NJ 07043-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI BOND STREET MTG |
| Sep 28, 2017 | Grant Deed, Transfer · Conventional with PMI PHH HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 201786422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 WINDERMERE RD, MONTCLAIR, NJ 07043-2543 |
| Document Number | 0000071088 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | MONUMENT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 WINDERMERE RD MONTCLAIR NJ 070432543, MONTCLAIR, NJ 07043-2543 |
| Document Number | 0000071088 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 71088 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 28, 2017 |
| Property Address | 5 WINDERMERE RD, MONTCLAIR, NJ 07043-2543 |
| Document Number | 0000086422 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 86422 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 WINDERMERE RD MONTCLAIR NJ 070432543, MONTCLAIR, NJ 07043-2543 |
| Document Number | 86424 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 86424 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Essex County and Montclair Township assessment roll as of July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,400 (-) Land $344,600 Building $295,800 | $640,400 (-) Land $344,600 Building $295,800 | |
| 2025 | $22,516.00 (+3.32%) | $640,400 (-) Land $344,600 Building $295,800 | $640,400 (-) Land $344,600 Building $295,800 |
| 2024 | $21,792.00 (+3.5%) | ||
| 2023 | $640,400 Land $344,600 Building $295,800 | $640,400 Land $344,600 Building $295,800 | |
| 2022 | $21,056.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130162002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 459 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NJ0713001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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